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	<title>
	Comments on: Understanding the Difference Between Split vs Fixed or Variable Home Loans	</title>
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	<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/</link>
	<description>Home Loans, Construction Loans, Commercial Loans</description>
	<lastBuildDate>Mon, 10 Oct 2022 07:11:25 +0000</lastBuildDate>
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		<title>
		By: How Do Mortgage Brokers Get Paid? &#124; Lendstreet		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-50</link>

		<dc:creator><![CDATA[How Do Mortgage Brokers Get Paid? &#124; Lendstreet]]></dc:creator>
		<pubDate>Wed, 16 Mar 2022 04:57:53 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-50</guid>

					<description><![CDATA[[&#8230;] Accordingly, your broker will work hard to understand your financial situation and find a home loan best suited to you. If they match you with a poor home loan product and go into arrears, the broker loses their commission. Moreover, good brokers complete regular health checks to ensure that your home loan still works for you, especially with fixed-term home loans. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Accordingly, your broker will work hard to understand your financial situation and find a home loan best suited to you. If they match you with a poor home loan product and go into arrears, the broker loses their commission. Moreover, good brokers complete regular health checks to ensure that your home loan still works for you, especially with fixed-term home loans. [&#8230;]</p>
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		<item>
		<title>
		By: 7 Reasons to Refinance Your Home Loan in 2022 &#8211; Lendstreet		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-29</link>

		<dc:creator><![CDATA[7 Reasons to Refinance Your Home Loan in 2022 &#8211; Lendstreet]]></dc:creator>
		<pubDate>Wed, 05 Jan 2022 02:50:32 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-29</guid>

					<description><![CDATA[[&#8230;] fixed-rate loan means that the lender sets the interest for a fixed rate period &#8211; usually between one and [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] fixed-rate loan means that the lender sets the interest for a fixed rate period &#8211; usually between one and [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: What Is a Home Loan Offset Account and How Does It Work?		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-13</link>

		<dc:creator><![CDATA[What Is a Home Loan Offset Account and How Does It Work?]]></dc:creator>
		<pubDate>Fri, 22 Oct 2021 03:12:29 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-13</guid>

					<description><![CDATA[[&#8230;] A 100% (or full) offset account allows you to use the entirety of the offset balance against the home loan. Like the example above, the entirety of the account balance will be offset against the home loan, so nothing is being wasted. Generally, 100% offset accounts are available with variable-rate loans. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] A 100% (or full) offset account allows you to use the entirety of the offset balance against the home loan. Like the example above, the entirety of the account balance will be offset against the home loan, so nothing is being wasted. Generally, 100% offset accounts are available with variable-rate loans. [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: What Is a Home Loan Offset Account and How Does It Work? &#8211; Lendstreet		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-12</link>

		<dc:creator><![CDATA[What Is a Home Loan Offset Account and How Does It Work? &#8211; Lendstreet]]></dc:creator>
		<pubDate>Fri, 22 Oct 2021 03:10:13 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-12</guid>

					<description><![CDATA[[&#8230;] A 100% (or full) offset account allows you to use the entirety of the offset balance against the home loan. Like the example above, the entirety of the account balance will be offset against the home loan, so nothing is being wasted. Generally, 100% offset accounts are available with variable-rate loans. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] A 100% (or full) offset account allows you to use the entirety of the offset balance against the home loan. Like the example above, the entirety of the account balance will be offset against the home loan, so nothing is being wasted. Generally, 100% offset accounts are available with variable-rate loans. [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Comparing Conditional Approval And Unconditional Approval		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-8</link>

		<dc:creator><![CDATA[Comparing Conditional Approval And Unconditional Approval]]></dc:creator>
		<pubDate>Mon, 11 Oct 2021 07:29:19 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-8</guid>

					<description><![CDATA[[&#8230;] the different types of loans [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] the different types of loans [&#8230;]</p>
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			</item>
		<item>
		<title>
		By: Mortgage Broker Vs. Bank: What&#039;s The Difference? &#8211; Lendstreet		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-6</link>

		<dc:creator><![CDATA[Mortgage Broker Vs. Bank: What&#039;s The Difference? &#8211; Lendstreet]]></dc:creator>
		<pubDate>Mon, 04 Oct 2021 07:08:34 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-6</guid>

					<description><![CDATA[[&#8230;] Types of loans such as fixed-interest, variable-interest, and split-interest. [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] Types of loans such as fixed-interest, variable-interest, and split-interest. [&#8230;]</p>
]]></content:encoded>
		
			</item>
		<item>
		<title>
		By: Freelancer and Planning to Buy a Home? Here&#039;s Where to Start!		</title>
		<link>https://lendstreet.com.au/mortgage-basics/understanding-the-difference-between-split-vs-fixed-or-variable-home-loans/#comment-2</link>

		<dc:creator><![CDATA[Freelancer and Planning to Buy a Home? Here&#039;s Where to Start!]]></dc:creator>
		<pubDate>Fri, 10 Sep 2021 04:21:07 +0000</pubDate>
		<guid isPermaLink="false">https://lendstreet.com.au/?p=3969#comment-2</guid>

					<description><![CDATA[[&#8230;] get a more specific idea of the best option for your needs, head here for our in-depth guide of how these three options differ. For the most part, the income variations [&#8230;]]]></description>
			<content:encoded><![CDATA[<p>[&#8230;] get a more specific idea of the best option for your needs, head here for our in-depth guide of how these three options differ. For the most part, the income variations [&#8230;]</p>
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