Freqently Asked Questions
We answer some of the most commonly asked questions about accessing mortgage brokers in Perth.
What is the role of a Perth mortgage broker?
The role of Perth mortgage brokers is to provide mortgage financing solutions for their customers, utilising their local market knowledge and experience. Perth mortgage brokers, such as our team at Lendstreet, pride themselves on finding the best mortgage lending solution for your Perth property purchase while guiding you through the entire process.
Can we meet online instead of face-to-face?
Yes, Lendstreet understands the value of your time, which is why we offer convenient online meetings as well as face-to-face options to discuss your lending needs. Simply book in a time that suits you!
Can your mortgage brokers assist me if my credit score is low?
A low credit score is one of the many reasons borrowers find it difficult to borrow money for home purchases from the big banks. While there are never any guarantees that you will be approved for a home loan, working with our experienced team of mortgage brokers means we can access lenders who will provide more flexibility and understanding of your financial position.
We can also assess your current situation, provide guidance and present you in the most favourable light to potential lenders to help advocate for your creditworthiness as a prospective borrower and find you the most suitable home loan.
What type of home loans do your mortgage brokers assist with in Perth?
Lendstreet offers a wide range of home loans, including investment loans, refinance loans, low doc loans, low deposit loans, guarantor loans and, of course, first-home buyer loans!
Should I choose a bank or a mortgage broker for my loan?
While the decision between a bank and a mortgage broker ultimately comes down to your personal choice, a traditional mortgage and finance association (such as a big bank) is usually limited in the range of loans they can offer you. On the other hand, a mortgage broker can access various loan products from numerous lenders, including the big banks, to give you better choices and more flexibility when selecting a mortgage.
What are the charges for using a mortgage broker’s services in Perth?
At Lendstreet, we do not charge the borrower any fees for our finance and mortgage broking service.
Where can I find Lendstreet’s mortgage brokers in Perth?
You can find us at 6 / 63 Russell St, Morley WA 6062.
What advantages are there of using a mortgage broker in Perth?
A Perth mortgage specialist such as our mortgage broking team at Lendstreet can provide the advantage of local knowledge, experience, guidance, and advice, as well as a superb range of lenders to choose from. We’re the mortgage brokers Perth homeowners choose!
What documents are required to apply for a mortgage loan?
The documentation required for each mortgage loan will vary depending on the loan type and your financial situation. You can reasonably expect to be asked for proof of identification (such as your driver’s licence, passport etc.), employment verification, income verification, and details of your existing financial position, including outstanding debt balances, assets and your monthly budget.
Which lenders are associated with you in Perth?
We have access to over 50 diverse types of , giving you the ultimate choice in finding a Perth lender that can fit your financing needs.
Experience customised and professional advice at every step.
Speed up your mortgage approval with Lendstreet: Perth’s premier mortgage brokers and home loan experts.