Home Loans For Professionals

Lendstreet’s professional mortgage brokers can unlock exclusive loan terms and home loan benefits for professionals like doctors, dentists, accountants, lawyers, and more.

Find tailored home loan solutions for your needs with requirements that matches your profession and source of income.

Buying a new home comes with a great many requirements — and one of the most critical considerations for lenders is your profession (after all, that’s where your income comes from). Lenders want to know that you can repay the money they lend you, and your job is a key indicator of your ability to do so.

Lendstreet offers tailored solutions and guidance, working to obtain the best home loans for professionals from all walks of life. We’re dedicated to simplifying the home buying process for professionals, helping you take advantage of your profession to get the best loan terms for your new home.

Home loans for professionals can open up life-changing advantages, from LMI waivers to special interest discounts. Choose Lendstreet for transparent efficiency, unparalleled expertise, and customised services to ensure a seamless home-buying journey and the best home loan terms for professionals.

For the best services from professionals, for professionals — choose Lendstreet.

Home loans for accountants
Home Loans for Accountants

When it comes to buying your own home, numbers shouldn’t be what you worry about. We’re here to help make the process simpler.


Do home loans for professionals come with better loan terms?

That depends on what line of work you’re in. Low-risk professionals are more likely to be offered or obtain better loan terms. Low-risk professionals are those working in high-income positions — for example, doctors, lawyers, successful athletes, and accountants. These professionals are more likely to be eligible for an LMI waiver and special interest rate discounts. However, you won’t automatically be eligible — having a highly trained mortgage broker by your side is essential as you negotiate better loan terms.

What types of home loans are created for different professionals?

There are several types of home loans explicitly created for members of certain professions. For example, banks and lenders usually place accountants in the low-risk category, meaning they may have access to special interest rate discounts and an LMI waiver. On the other hand, self-employed professionals are often placed in higher risk categories, which means they may only be offered loans with higher interest rates and more loan limitations. Self-employed individuals can apply for low documentation loans, or, in certain situations, full documentation loans. Low doc loans are also available for freelancers, business owners, and other professionals who may not meet traditional documentation requirements.

As a professional, can I negotiate my home loan terms?

Yes! Professionals can negotiate home loan terms to access the best interest rates, discounts, and reduce your overall borrowing cost. You’ll have greater freedom to negotiate if you’re a low-risk borrower, and you’re much more likely to be deemed ‘low risk’ by lenders if you work in a high-earning profession — like an accountant, doctor, or lawyer. No matter your position or employment status, Lendstreet’s mortgage brokers can assist and advise you on expertly negotiating your home loan terms. Contact us today to get started.

Get personalised expert advice by your side every step of the process.

Get your mortgage approved and settled faster and easier with Lendstreet, your mortgage brokers & home loan specialists in Sydney.

Thousands of home loans from our lending partners

lendstreet hsbc