Mortgage Broker Brisbane
Simplify the home loan process with a local Lendstreet Mortgage Broker in Brisbane. We’ve helped many Brisbane residents secure their dream properties, thanks to our years of experience in the industry. Whether you’re a first home buyer, looking for an investment property, or refinancing, we can secure you a home loan deal that’s right for you.
There’s a reason why our mortgage broker Brisbane team has a stellar reputation. We take the time to get to know our clients and their unique needs. We assess every financial situation individually to find suitable home loans and negotiate premium the best deals with our home loan partners.
We don’t just guide you through the loan application process. We will assist you our clients from the very beginning of their your home loan journey, from helping you determine your budget and needs, right through to settlement day.
That’s why we’re the best mortgage brokers in Brisbane.
Our Mortgage Broker Services in Brisbane
Our Brisbane Mortgage Broker team are experts with specialist knowledge in every type of home loan. Whether you want to buy a property to live in, for investment, or you’re looking to refinance your current home, we’re highly flexible and adaptable, depending on your individual circumstances.
We’re the leading mortgage broker in Brisbane, catering to all your home loan needs. We help first-time buyers assess their options and guide them through the home loan process. For our investor clients, we help to diversify their portfolios and grow their wealth with our competitive investor loans. Need some help from friends and family? Our guarantor home loans will help you climb the property ladder.
Struggling to secure a home loan? We’re here to support your goals. Our low doc home loans help freelance and self-employed individuals gain a mortgage with fewer documents. Or are you finding it challenging to save for a large deposit? There are low and no deposit home loans available for you!
Our services aim to cater to everybody. Here’s what we offer:
First Home Loans
Ready to buy your first home and want a good mortgage broker by your side? Check out our first home loan assistance service and take the stress out of the application process!
Refinancing
Dreaming of lower interest rates, more flexible monthly repayments, or consolidating your home loans? Find out how our trusted Brisbane mortgage brokers can assist you by checking out our refinancing options.
Investment
Grow your wealth and diversify your assets with our Mortgage Brokers in Brisbane, who understand the property market better than anyone. Browse our range of investment property home loan options today.
Your Bank Can’t Do It Like We Can
Choosing our expert mortgage broker Brisbane team over a large bank is a no-brainer. As a small team of dedicated professionals, we take the time to carefully assess our client’s options and work alongside you throughout the home loan application process – you wouldn’t find this hyper-personalised service from a traditional bank!
Even better, the Lendstreet team has access to over 50 lenders, each offering competitive rates and complex options you can’t find with a standard bank. By working with us, you’ll know you’re getting the best possible home loan option. And, since we’re not tied to any bank or financial institution, we can give you unbiased advice to help you make an informed choice.
As expert negotiators, we also help our clients secure the best possible loan terms, advocating on your behalf every step of the way. From negotiating better interest rates, reducing fees, and obtaining flexible repayment terms, choosing our team of Brisbane mortgage brokers is the obvious choice.
What Makes Lendstreet the Best Brisbane Mortgage Broker?
Why make us your chosen Brisbane mortgage brokers?
Make Sure Your Brisbane Home Loan Gets Approved
At Lendstreet, we use our wide network of partner lenders to help you find the right loan based on your financial situation, credit history, and the type of property you want to buy.
We take the time to carefully assess your finances, goals, and preferences to find suitable loan products that align with your needs. With a deep understanding of the types of loans available on the financial market, we can help match you with our network of lenders and increase your chances of getting approval.
Using our expert knowledge of the Brisbane property market, we help you throughout the home-buying process – from initial budgeting to closing day.
Ready to save money and time by finding the best home loan for your needs? Contact Lendstreet for expert home loan services in Brisbane. Alternatively, call us at 1300 317 042, and one of our expert mortgage brokers will be in touch shortly.
FAQs
Can you do online or virtual meetings?
Yes, our mortgage broker team carries out virtual meetings for all our home loan clients. Book a call with us here, and we’ll schedule your online consultation at a time that suits you.
What is a mortgage broker and what do they do?
A mortgage broker is a knowledgeable professional who serves as an intermediary between individuals seeking a mortgage loan and the lenders who provide those loans. Mortgage broking plays a crucial role in the home buying process, assisting borrowers in finding the right mortgage solution to meet their specific needs. Learn more about what mortgage brokers do here.
Is it better to work with a bank or a mortgage broker?
Working with expert mortgage brokers is a better option than banks as they have access to more competitive home loan deals, can negotiate better terms on your behalf, and find home loans that best suit your financial situation. More about the difference between a mortgage broker and the bank here.
How much does it cost to work with a mortgage broker in Brisbane?
The cost of hiring mortgage brokers in Brisbane depends on the type of home loan you require and the complexity of the mortgage. Typically, mortgage brokers charge a fee in three ways:
Lender-Paid Commission: When a borrower obtains a mortgage through a broker, the lender pays a commission to the broker for bringing them the business. This commission is typically a percentage of the loan amount. In Brisbane, this is between 0.65% – 0.70%.
Borrower-Paid Fees: Some mortgage brokers charge fees directly to the borrower for their services. These fees vary and may include application fees, origination fees, processing fees, or broker fees. These charges are typically disclosed upfront.
Combination of Commission and Fees: Mortgage brokers may employ a combination of lender-paid commission and borrower-paid fees. They may receive a commission from the lender and also charge certain fees to the borrower for specific services provided, such as credit checks or loan processing.
Where can I find your mortgage brokers in Brisbane?
Our Brisbane office is at the following address: Unit 3, 5 Navigator Place Hendra QLD 4011. Alternatively, you can schedule an online appointment here.
What are the benefits of working with Brisbane mortgage brokers?
Working with Lendstreet mortgage brokers in Brisbane offers several advantages when seeking a home loan. We have a deep understanding of the local market and expertise in navigating the intricacies of the mortgage industry. We also have over 50 home loan providers in our network, allowing you to get the best mortgage possible. Our brokers are also part of the Mortgage and Finance Association of Australia, so you can rest easy knowing you’re in good hands.
What documents do I need to apply for a mortgage?
When applying for a home loan, you’ll need these necessary documents:
- Copies of your identification documents, such as a valid passport, driver’s licence, or Medicare card.
- Proof of income in the form of pay slips or payment summaries, or personal and/or business tax returns for the past two to three years, including financial statements if self-employed.
- Proof of additional sources of income (if applicable).
- Proof of savings in the form of bank statements.
- Employment contracts.
- Provide statements or documentation for any existing loans, including personal loans, car loans, credit cards, or outstanding debts.
- Details of any dependents, such as children or elderly family members.
Depending on your home loan type, additional documentation may be required. Don’t worry – we’ll talk you through any documentation you need on our introductory call.
Can your mortgage brokers help me if I have a low credit score?
Yes, our mortgage broker team can still help you secure a home loan, even if you have a low credit score. Contact us here to discuss your financial situation and the potential options available to you.
What type of home loans can your mortgage brokers help me with in Brisbane?
Our mortgage broker team in Brisbane can help you with various loans depending on your needs, including first home, investment, low doc, guarantor, and low deposit home loans. Contact us today at 1300 317 042 for more information and advice.
Which lenders do you work with in Brisbane?
We work with over 50 lenders, including ANZ, Pepper Money, NAB, St George, Westpac, and many more. With Lendstreet, you can choose from thousands of home loans, ensuring you find the right one for your needs. Find out more here.
